Need assistance filing your personal income tax return?
HYFC and the Volunteer Income Tax Assistance (VITA) program are coming to your community to provide tax preparation support.
Personalized Financial Counseling
HYFC Certified Financial Counselors will work closely with you to help you create a personalized financial plan to meet your goals. This could include:
Saving money for a down payment
Staying current with all existing payments for 12 months or more
Adjusting your budget to reflect the actual cost of homeownership
Meeting with a loan originator
Mortgages
HYFC offers flexible mortgage loan packages to homebuyers that are designed to meet each buyer’s unique financial situation and needs. Our mortgage options include:
15-40 year terms
Affordable payments
Access to different loan packages
Home maintenance training and development
Home Renovation
Renovation and repair loans assist homeowners who need to make repairs or to add a bedroom to relieve overcrowding. These loans are designed to be flexible to fit the borrower’s needs that include:
Up to 15-year terms
Loan amount up to 80% of value
Proof of homeowners insurance required
Terms & rates dependent on credit score
Low interest rates
Credit Builder Loans
Our Small Dollar Credit Builder Loan Program provides Southeast Alaskan Citizens with the opportunity to establish and improve credit. Working on building your credit score is one of the most important things you can do for your finances. Lenders use your credit score to determine whether you’re a trustworthy borrower, so a bad credit score could mean you won’t be able to gain access to certain financial products.
To apply for a loan, you must complete an HYFC application and provide HYFC with the following documents:
Last two year tax returns with all pages
Last two years W-2’s and/or 1099’s
One month of income verification
( paystubs, retirement, SSA, etc.)
Two months of complete bank statements
Mortgage Calculator
To learn more about our programs and services,
contact our team at (907) 780-3105 or lending@hyfclending.com