At HYFC we’re committed to helping Southeast Alaskans reach their goals as home buyers and owners.

Personalized Financial Counseling

HYFC Certified Financial Counselors will work closely with you to help you create a personalized financial plan to meet your goals. This could include:


Saving money for a down payment


Staying current with all existing payments for 12 months or more


Adjusting your budget to reflect the actual cost of homeownership


Meeting with a loan originator


HYFC offers flexible mortgage loan packages to homebuyers that are designed to meet each buyer’s unique financial situation and needs. Our mortgage options include:


15-40 year terms


Affordable payments


Access to different loan packages


Home maintenance training and development

Home Renovation

Renovation and repair loans assist homeowners who need to make repairs or to add a bedroom to relieve overcrowding. These loans are designed to be flexible to fit the borrower’s needs that include:


Up to 15-year terms


Loan amount up to 80% of value


Proof of homeowners insurance required


Terms & rates dependent on credit score


Low interest rates

Credit Builder Loans

Our Small Dollar Credit Builder Loan Program provides Southeast Alaskan Citizens with the opportunity to establish and improve credit. Working on building your credit score is one of the most important things you can do for your finances. Lenders use your credit score to determine whether you’re a trustworthy borrower, so a bad credit score could mean you won’t be able to gain access to certain financial products.

To apply for a loan, you must complete an HYFC application and provide HYFC with the following documents:

Last two year tax returns with all pages

Last two years W-2’s and/or 1099’s

One month of income verification

( paystubs, retirement, SSA, etc.)

Two months of complete bank statements

Mortgage Calculator

To learn more about our programs and services,
contact our team at (907) 780-6868 or

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