Renovation and repair loans assist homeowners who need to make repairs or add a bedroom to relieve overcrowding. These loans are designed to be flexible to fit the borrower’s needs and include:

• Up to 15-year terms
• Loan amounts up to 80% of value
• Proof of homeowners insurance is required
• Terms and rates dependent on credit score
• Low interest rates

Thank you for considering Haa YaKaawu Financial Corporation (HYFC) in your efforts to secure renovation financing. For us to process your application in the shortest amount of time possible, we must have ALL of the following items:

• Uniform Residential Loan Application (please complete all sections as thoroughly as possible)
• Credit Verification Authorization
• Completed and signed copies of tax returns, including W2s and schedules for the past three years
• Copies of most recent pay stubs (covering 30 days)
• Copies of the last two months’ bank statements for all deposit accounts
• Copy of driver’s license or identification card
• Copy of tribal enrollment
• $100 processing fee